Welcome all you Self Employed and Self Reliant people, to the highest quality guidance for the PURCHASE and USE of insurance on the net!

Affordable-Health-Insurance-For-Self-Employed is a website created with the ACTIVIST CONSUMER in mind. Our goal is to put CONTROL back into your hands. We want you to become INSURANCE LITERATE and, FINANCIALLY SAVY. We want to make you the PATIENT IN COMMAND of the health care process.

The common theme throughout this website could be characterized as a relenteless search for BEST VALUE, which is finding the Highest Quality for the Lowest Price in all things financial. The connection to health insurance comes from a philosophical approach which industry insiders call "Consumer-Driven Health Care". Some of you may be familiar with a "consumer-driven" plan, called a HEALTH SAVINGS ACCOUNT. However, Consumerism is not a plan, it is a general philosophy that guides virtually all of your financial decisions. So this website is dedicated to you, and will enable you to find the Best Value, not only in health care, but in a wide variety of financial and wellness services.

What is an an activist consumer like?

affordable health insurance
Independent, Proactive, Self-Reliant, Frugal, and Informed

What does an Activist Consumer look for?

Like most Americans, you hate the confusion and hype about health insurance and all financial services for that matter! We, like you, hate sales pitches of most types and seek guidance in a number of areas. That is why you will find a variety of resources about topics related to health insurance, like:

  • Tax Sheltered Annuities
  • International Insurance
  • Medical Tourism
  • Medicare Supplements
  • Frugal Living Resources
  • Life Insurance Guidance, Support and Resources
  • Access to Doctors Right Now!Symptom Checkers and variety of Wellness Resources
  • Alternative Medicine
  • Most websites are transaction-based, and sales-oriented. So how are we different? We will show you How to Buy health insurance that fits your needs – whether we sell it to you or not. Then we will show you How to Use your health insurance...whether we sold it to you or not!

    Our knowledge is the distillation of over 14 years of teaching employees and business owners how their health plans actually work, and most importantly, how to avoid spending thousands on unnecessary care. As a cancer survivor, I have been a patient using some of the most expensive health care in the world. This is why we can offer you both the insight as a consumer of health care, and expertise about the insurance itself.

    The days of being an passive consumer are gone. Today you must be your own advocate and very aware. We want to be that resource for you. Afer all, what good does insurance do, if you have no clue how to use it to your advantage?

    We know you want quick answers and insight, not a sales pitch. So here is our promise to you: We promise to do away with corporate-speak and to give you the best guidance, strategy and intelligent decision-making tools on the web for the purchase and use of insurance and related services.

    Step inside and see what you will learn:

    • Learn about Catastrophic Health Insurance to include Health Savings Accounts
    • Learn about HMO Health Insurance – is it for you?
    • Which are the Best Health Insurance Companies?
    • Are Online Health Insurance Quotes for me?
    • OR

    • Find Best Individual Health Insurance
    • For those of you living Texas: Affordable Health Insurance in Texas
    • OR

    • Health Insurance for Small Business – We will show you how to work with Health Insurance Brokers
    • OR

    • Self Diagnosis – the responsible way – Talk To A Doctor Online
    • Learn how a Symptom Checker can link you to Online Doctor Prescriptions
    • OR

    • Best Travel Insurance
    • Expat Health Insurance if you are an American living abroad
    • Looking for Student Travel Insurance for that Student Abroad Program?
    • Find the best Medical Evacuation Insurance on the planet.
    • OR

    • Life Insurances – Learn which Life Insurance Policies fit your needs.
    • Learn where to find an Affordable Life Insurance Quote
    • OR

    • Become a Money Saving Expert and learn where to find Alternative Medicine Health Insurance Benefits, a free Coupon Organizer, Frugal Living tips.
    • Learn how to buy and use a Medicare Supplement Insurance plan that fits your needs!
    • Annuities are "insurance for your retirement portfolio". Learn all about how to take advantage of growth but without all the downside risk.

    • Do you want to learn about how Healthcare Reform affects you? Join our Blogspot and Sound Off!
    If you are shopping for insurance, here are the 10 MOST COMMON MISCONCEPTIONS (which means these statements are not true) you need to know:
    • If I buy through an agent, the cost will be more expensive.
    • Individual health insurance plans are the same as group health.
    • Health insurance is too expensive, so I don’t need it.
    • The lower the deductible and copays, the better the plan.
    • ObamaCare will lower the cost of health insurance.
    • All insurance carriers are the same.
    • COBRA insurance is more expensive than what I used to pay.
    • Insurance companies are the enemy.
    • All insurance agents give the same level of service.
    • Health Savings Account is right for me.

    Do you already have health insurance? If so, lets learn how to use your health insurance. Let us teach you how to become a Money Saving Expert. Here you can learn the 9 KEY SELF DEFENSE RULES FOR THE HEALTH CARE CONSUMER.

    • Never pay medical bills until you read this first!
    • Deductible management - When to schedule surgery.
    • How to avoid dangerous hospital medicine.
    • How to negotiate you medical bills.
    • Traditional medicine vs. Alternative medicine.
    • Where to find the best prices for everything.
    • How to make online doctors and telemedicine work for you.
    • How to use Heath Savings Accounts to your advantage.
    • Attack the 5 conditions that drive 50% of all medical costs.

    Don’t get me wrong, you can buy insurance from this website! In fact, we have can generate more quotes than you have time to read. However, we do not start from the premise that we are trying to sell you anything. So use this website for guidance first. Then if you find a fit, make a purchase. We hope to earn your trust and confidence. We have found that most people can adjust to any benefit or cost, as long as they understand up front what they are buying

    A few minutes here can save you thousands of dollars. Believe me, I am living proof. Sound like it is worth your time? Are you ready to separate fact from fiction? Come with me!

    Individual Health Insurance Plans
    Individual health insurance plans that fit your needs

    Small Business Health Insurance
    Shopping for Small Business Health Insurance? Learn How to Buy , How to Use Your Insurance!

    Online Doctor, Medical Questions, Medical Diagnosis,

    Travel Medical Insurance, Expat Health Insurance
    Find the Best Medical Travel Insurance,Trip Insurance and Medical Evacuation Insurance for International Travelers!

    Life Insurances - What Fits Me?
    Life Inurance Policies - Term Life or Whole Life? Which is right for me?

    Frugal Living - Simple Living -
    Become a Money Saving Expert!

    Health Care Reform
    Sound off ! Healthcare Reform - How has it impacted you?

    Medicare Supplement Insurance

    Tax Sheltered Annuity, Fixed Annuity,

    Our Company JMS BenefitSolutions
    JMS BenefitSolutions, LP - Want some backround? Who is giving this advice?

    Best Health Insurance Comparisons
    Get the guidance you need with a Health Insurance Comparison chart.